Cash App $12.5M Class Action Settlement 2025: A big news has come out for the citizens of Washington state. A $12.5 million (about ₹104 crore) settlement related to Cash App will now be distributed among eligible residents of the state. This amount is being given under a class action lawsuit, in which it was alleged that the company sent promotional messages to users without their permission.
As stated on the official site, the possible amount of money a person can get is between 88 and 147. The ultimate amount of payout will be based on the number of claims that will be received in total.
Table of Contents
Background of the Lawsuit: How the Case Began
The case was called a lawsuit, Bottoms v. Block Inc. (Case No. 2:23-cv-01969-MJP). Cash App is a branch of the parent company Block Inc., which was charged to have breached the Privacy and Consumer Protection Laws of Washington State.
The case claimed that Cash App used promotional messages to send to many individuals with its so-called Referral Program without their approval. These were automated messages that were received by numerous individuals who had not agreed to join Cash App or get promotional messages.
Despite the fact that the company did not admit to any offense, Block Inc. chose to resolve the case out of the court so as to avoid the long court proceedings. The case clarified the fact that the state-level privacy laws are now establishing new standards of digital marketing and communication between users.
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How Cash App’s “Invite Friends” Feature Sparked Controversy
The Invite Friends or the Referral Feature of Cash App was at first aimed at certain rewards to people who referred their friends to the app. This was the very feature which was controversial.
On November 14, 2019, and August 7, 2025, some Washington residents complained that they received promotional messages sent by Cash App, despite never having agreed that they would receive such messages.
These messages typically read:
“Join Cash App and earn rewards!”
According to the lawsuit, Cash App’s system was unwittingly turning ordinary users into marketing agents. This action was a violation of the Commercial Electronic Mail Act (CEMA) and the Consumer Protection Act (CPA), which prohibit sending promotional messages to anyone without their consent.
Ultimately, the court approved the settlement, which will provide compensation to those affected. This decision clearly indicates that it will no longer be acceptable for any digital platform to send promotional messages without the user’s explicit consent.
Who can claim? Learn the eligibility criteria
This settlement is only applicable to those who meet certain eligibility criteria. The court has designed these criteria to ensure that only genuine victims receive benefits.
The main eligibility criteria are as follows:
- The applicant must be a resident of Washington State.
- The applicant must have received a referral message from Cash App between November 14, 2019, and August 7, 2025.
- They must not have previously consented to receiving such promotional messages.
- The recipient must be the same person whose phone number was used.
When an individual fits into these qualifications, he or she will be allowed to file his or her claim up until October 27, 2025. One can apply online or through mail.
The Eligibility Verification Tool is located on the Settlement Website and can be used by those who are not quite sure about their eligibility. This software will automatically confirm the eligibility of an individual to compensation.
Application Process: How to Receive a Cash App Settlement Payment
Claiming process has been retained on a very basic level such that anyone who is qualified to do so can apply without any hassles. It has two options online application and mail application.
🔹 Online Application Process
- Home page: BottomsTextSettlement.com.
- Complete the online claim form online- give your name, phone number, and the information about the Washington state residence.
- Make sure you have never previously authorized Cash App to send you promotional messages.
- Submit the application by October 27, 2025.
🔹 Mail Application Process
Those who wish to apply offline can send their completed claim form to the following address:
Bottoms v. Block Settlement Administrator
P.O. Box 2631
Baton Rouge, LA 70821
For assistance or information, you can email: info@BottomsTextSettlement.com
Or call: 877-540-7545
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Major Lawyers and Law Firms Involved in the Lawsuit
Two major consumer protection law firms represented consumers in this lawsuit:
- Terrell Marshall Law Group PLLC
- Attorneys: Beth E. Terrell, Jennifer Rust Murray, Eden B. Nordby
- Berger Montague PC
- Attorneys: Sophia M. Rios, E. Michelle Drake, Colleen Fewer
Cash App (Block Inc.) was represented by Perkins Coie LLP.
Lead counsel: Cody W. S. Harris, Tana B. Glass, and Manoj S. Samal Jr.
The court issued a ruling in Bottoms v. The Block Settlement Administrator has been given the responsibility of settling the case and verifying all claims.
| Role | Details |
|---|---|
| Main Attorney / Law Firm | — |
| Plaintiff | Terrell Marshall Law Group PLLC, Berger Montague PC |
| Defense | Perkins Coie LLP |
| Settlement Administration | Bottoms v. Block Settlement Administrator |
What does this mean for privacy laws?
The Cash App settlement is not just a legal matter, but a landmark decision strengthening consumer privacy rights. Washington’s CEMA and CPA laws have proven that strict privacy protections exist even at the state level.
Digital companies now have a clear message that explicit and written consent is required before sending any promotional or automated message. A provision hidden in the “Terms and Conditions” will no longer be considered sufficient.
USA Many states in the U.S. are now implementing new digital privacy regulations, making it mandatory for tech companies to secure user consent before sending every message, email, or promotional campaign.
A Big Lesson for Consumers
This case has once again proven that no digital company can violate a user’s privacy without their permission.
The Cash App settlement has reassured consumers that their rights are protected by law. If a company sends advertising messages without your consent, you can take legal action.
The consumers also learn the importance of being careful of their online privacy through this decision. Compensation is not the only thing, but it guarantees that the culture of prioritizing privacy has become a new rule in every digital platform.
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Conclusion: A New Definition of Transparency and Consent in the Digital Age
In the digital era where every single brand is embracing new approaches to market its products, this case is a reminder that consumer endorsement is the most important.
The Cash App settlement is not merely a financial reward, but a social statement- that the privacy of consumers cannot be infringed.
This case will create precedence in digital marketing not only in the state of Washington, but also in the entire country of the United States. Other companies will be learning in the future using such cases and will make their systems more transparent and easy to use.
FAQs:
Q. What is the Cash App $12.5M Settlement about?
A. It’s a legal settlement resolving claims that Cash App sent promotional text messages to Washington residents without their consent.
Q. Who is eligible to receive payment?
A. Anyone who lived in Washington State and received a Cash App referral text between November 14, 2019, and August 7, 2025, without giving prior consent.
Q. How much money can I get?
A. Eligible claimants may receive between $88 and $147, depending on the total number of valid claims submitted.
