$147 Cash App Settlement 2025: Claim Your Share Before the Deadline

$147 Cash App Settlement 2025: Cash App, a popular digital payment platform used in the United States, boasts over 57 million monthly active users. The app offers various features, including sending money, paying bills, investing, and other banking services. However, the company recently faced a serious privacy-related accusation—sending unsolicited text messages to users.

Cash App was sued for violating two Washington state privacy laws. These laws prohibit companies from sending promotional messages or contacting consumers without their consent.

The company denied the allegations, stating that it did not intend to violate any consumer’s privacy. Nevertheless, to avoid the length and expense of a protracted legal battle, Cash App agreed to a $12.5 million settlement.

This means the company has agreed to compensate affected users. Under the settlement, eligible users could receive up to $147.

Who is eligible for this settlement?

This compensation is only for residents of Washington State who received unsolicited text messages from Cash App between November 2019 and August 2025.

Key eligibility points:

• The individual must have resided in Washington State during that period.
• They must have received unsolicited promotional or marketing messages from Cash App.
• They must have proof that they received the messages and did not consent to them.

For example, if you received messages from Cash App at any time, such as “Refer and Earn” or “Limited Time Offer,” and you did not opt-in to receive such messages, you may be eligible.

Why did this lawsuit happen?

Several consumers complained that Cash App repeatedly sent them advertising or promotional text messages without their consent.

This was considered a violation of Washington’s Consumer Protection Act and the Commercial Electronic Mail Act. Both laws protect consumers’ private information and communications.

The case eventually went to court, where both sides presented their arguments for an extended period. Cash App did not admit wrongdoing, but with the court’s approval, it was agreed that the company would pay compensation to affected customers.

Compensation Amount and Distribution

The total settlement amount is $12.5 million. However, not everyone will receive the same amount. It will depend on how many eligible individuals file a claim.

If many people apply, the amount per person will be lower. But if the number of claims is low, eligible individuals could receive up to $147. This system is called “pro-rata distribution“—meaning the more claims there are, the smaller the share each person will receive.

Application Deadline

The deadline to apply for this settlement is October 27, 2025. This is the date by which you must:

• File your claim.
• Or file an objection to the settlement.

If you do not file a claim by this date, you will not be entitled to receive any payment.

How to File a Claim—Step-by-Step Guide

The process for filing a settlement claim is simple, but you will need to have some documents ready. The complete process is outlined below:

Step 1: Visit the Official Website

• First, go to the settlement website (which is approved by the court). Here you will find the option to “Submit a Claim” or “File a Claim.”

Step 2: Fill in Your Information

• You will be asked for the following details:
  • Your full name
  • Phone number (to which the messages were sent)
  • Email address
  • Proof of residency in Washington State
  • The date or period when the messages were received

Step 3: Upload Proof

• You will need to prove that you received these messages and that you did not consent to them. You can provide the following as proof:
  • Screenshot of the message
  • Part of your mobile bill or service record
  • Copy of the text message from Cash App

Step 4: Submit Your Application

• After filling in all the information and uploading the documents, click “Submit.”
• You can also send your application by mail, but the online method is considered faster and more reliable.

Step 5: Choose Your Payment Method

• You can receive payment through three methods:

1. Venmo
2. PayPal
3. Physical check (by mail)

You can choose the most convenient option for you.

When Will You Receive Payment?

Although the application deadline is October 27, payment will not be sent immediately. The court will hold a final approval hearing on December 2, 2025.

If the court determines that the settlement is fair, payment distribution will begin. After that, all approved applicants will receive the amount through their chosen payment method.

Overall, payments are expected to arrive by the beginning of 2026.

Cash App’s Statement and the Court’s Response

In its statement, the company said it does not admit to any wrongdoing or violation of the law. However, it chose to settle to avoid the expense and uncertainty of further legal proceedings.

The court clarified that this settlement was reached to protect consumer rights. The court also stated that companies must respect users’ privacy, whether it involves text messages or any other form of digital communication.

Why This Case Matters to Users

This case is not just about money. It represents a significant step forward for digital privacy in the United States.

Every day, numerous companies use user information for advertising and promotional purposes. This settlement makes it clear that no company can send promotional messages to consumers without their consent.

This provides relief to consumers in Washington state and also raises awareness about digital rights nationwide.

Conclusion: Don’t Miss This Opportunity; Apply Today

If you are a resident of Washington state and received unauthorized messages from Cash App between 2019 and 2025, you may be eligible to file a claim under this settlement.

• Deadline to File a Claim: October 27, 2025
• Court Hearing: December 2, 2025
• Expected Payment: Early 2026
• Maximum Amount: $147

This compensation is not only a financial relief but also a message to companies that using private data or contact information without consumer consent is illegal.

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